Help with credit card debt refers to various resources and services designed to assist individuals in managing and reducing their credit card debt. This can include:
Credit counseling : Free or low-cost services that provide personalized guidance, budgeting assistance, and debt management plans. Debt consolidation: Combining multiple credit card debts into a single, lower-interest loan. Debt settlement : Negotiating with creditors to pay less than the full amount owed. Balance transfer credit cards: Offering 0% or low-interest rates for a limited time to transfer balances from high-interest credit cards.